The term “omega-3 fatty acids” generally refers to a group of 3 fatty acids. These are EPA, DHA, and ALS, all of which play an important role within the human body. Many of the articles one comes across on the internet mention that while humans need omega-3 for metabolism, our bodies cannot actually synthesize our own.Saying that we cannot synthesize omega-3 is correct, but our bodies do however have a limited ability to form EPA, DHA, and ALA. This applies to all mammals, and not just humans. Different mammals will acquire their omega-3 from various food sources, including foods like nuts, seeds, and etc.While humans can also get omega-3 from these foods, they are generally not considered to be a good source of fatty acids. For humans, certain types of cold water fish are by far the best source of these essential fatty acids. Unfortunately however, heavy metal contamination in the world’s oceans is causing a lot of people to question the safety of eating large amounts of fresh fish. This is essentially why people are turning to supplements.So, what is high EPA fish oil, and how is it different to any other regular type of fish oil? The only real difference is that this is fish oil which has been specifically selected for it high EPA content. The reason why there is a growing interest in this particular omega-3 fatty acid is that several studies suggest that it can be useful for treating certain mental health conditions, including schizophrenia, depression, bipolar disorder, and even attention deficit hyperactivity disorder.A study carried out during 2004 showed that EPA can quite often reduce the severity of depression. Of even greater interest, is the fact that the study also found that EPA can effectively reduce suicidal behaviors/tendencies.To back up these finding, another study was carried out which involved taking blood samples from one hundred people who had attempted to commit suicide. Astonishingly enough, the researchers found that EPA levels were significantly lower than they are in the average, mentally stable person.In 2009, another such study found that depression symptoms were less severe in the volunteers who were given high EPA fish oil supplements, compared to those who were being given regular fish oil supplements. More recently, in 2011, a study concerning ADHD found that fish oil with a high concentration of EPA was “significantly” more effective than a placebo used in the study.The number of people being diagnosed with a mental disorder in increasing year on year, so I think we’ll see several more studies done in this field. At present, most mental disorders are treated by means of powerful prescription drugs, so the idea of being able to use fish oil instead, really is like a breath of fresh air.
Commercial Mortgage Lenders and Lending Structures for Commercial Property
Commercial mortgage lenders can be found just about anywhere in the modern world, yet finding a suitable lending entity depends on many things before taking out workable business loans. Prospective borrowers should be aware of what’s in the foreground when seeking the type of financial backing that can perhaps kick-start a longstanding and fruitful enterprise.For those looking to capitalize through property investing or applying for a small business loan, a few different methods exist in terms of how to reach these goals successfully, and in a timely fashion; many commercial mortgage lenders can help to make this happen, yet knowing what to look for and where to look are two important aspects of a sometimes tricky business.In the public sector, a variety of institutions offer competitive small business loan rates yet some are constructed differently than others; for example, sub-prime lenders usually deal with those whose credit scores fail to meet the standard criteria, which usually prevents the conventional commercial loan process from moving forward. In such cases, investment loan rates for investors and businesses may be higher than what other commercial mortgage lenders are offering.Prospective borrowers should proceed with caution when seeking this type of loan by reading the fine print and fully understanding what’s at stake. A business loan calculator will provide monetary scheduling according to assigned small business loan rates, yet perusing each respective document carefully can help to clear up any confusion regarding balloon payments or other related charges. These types of loans are, however, workable under certain circumstances, yet it’s a good idea to find a reputable broker who deals with these types of commercial mortgage lenders respectively.Other non-conventional investment backers exist in the real estate market as well, which is when the term hard money enters the fold. Also known as private lenders, their terms of each contractual agreement will vary, although higher business loan rates will be a recurring theme with this type of borrowing method. For investors who may need some quick turnaround capital for transitional purposes, a hard money loan is often worth shelling out the extra money in order to complete the transaction.Securing hard money loans with private commercial mortgage lenders will require some form of collateral, rather than simply having good business credit. Once again, this type of business loan may be suitable for borrowers who have a few too many blemishes on their portfolios or may simply be in need of faster funding.For small business loan applicants who have their financial affairs in order, a standard business loan should be relatively simple to attain without having any strings attached. Traditional lending entities will often advertise their services while adding incentives for soon-to-be borrowers, such as low down payments and/or lower small business loan rates.Conventional commercial mortgage lenders can be found at most every financial institution in the country, where the competition factor can end up being advantageous for those on the borrowing side. In this case, shopping around for the best possible terms may prove to be a little easier with a business loan calculator at-the-ready.Contacting a mortgage broker or two will likely shed some light on what it takes to become successful in the real estate investment business. Exchanging information and asking a lot of questions can often help to get a better idea of which carriers are willing to go the extra mile for their clients by offering the lowest business loan rates on the market. Many commercial mortgage lenders are prepared to make these kinds of offers.
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